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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 972-381-6119.
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Buyer's Testimonial "From start to finish, we could not have been more impressed with the extradordinarily high level of service..." Testimonial from John and Gay Anderson Read Quote >
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Compare three mortgages at one time.
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Kathy Brown is one of The Top
Selling Real Estate Experts
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Special
Offers: Special offers for North Dallas, Carrollton, Lewisville, Flower
Mound, Coppell and Plano homeowners from Kathy Brown, top Realtor |
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Affiliates:
Kathy Brown's real estate web site affiliates |
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eNewsletter:
Kathy Brown's North Dallas, Carrollton, Lewisville, Flower Mound,
Coppell and Plano newsletter email will send you the latest real estate
information |
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Today's
Real Estate News: Daily real estate news for this neighborhood, Texas,
and United States |
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Market
Conditions Report: Market conditions report for this area, Texas, and
United States |
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Monthly
Payments & Schedule: Monthly loan payments java mortgage
calculator |
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How Much Can You Afford?:
Calculate how much home you can afford with this financial
calculator |
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Determine Tax Savings:
Calculate how much your monthly North Dallas, Carrollton, Lewisville,
Flower Mound, Coppell and Plano Texas mortgage payments save you on your taxes
because of loan interest |
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Should You Rent or Buy?:
Is it better to rent a home in Texas or buy your own North Dallas,
Carrollton, Lewisville, Flower Mound, Coppell and Plano house, ranch, luxury
property, condominium, acreage, or other real estate? |
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Adjustable Rate Mortgages:
Adjustable rate North Dallas, Carrollton, Lewisville, Flower Mound,
Coppell and Plano mortgages information and interest rate java
calculator |
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What Is
Your APR?: Determine the Annual Percentage Rate (APR) for your
mortgage. |
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Fixed or Adjustable Rate
Mortgage?: Use this calculator to compare a fixed rate mortgage to two
types of ARMs, a Fully Amortizing ARM and an Interest Only ARM. |
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Are
Balloon Mortgages For You?: Balloon mortgage calculator. A balloon
mortgage can be an excellent option for many home buyers. |
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15 vs. 30 Yr Mortgages: With
a 15 year mortgage you will pay significantly less interest, but only if you
can afford the higher monthly payment. Use this calculator to compare these two
mortgage terms. |
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How Much Should Your Income Be?:
What income is required to qualify for a mortgage? Use this calculator
to find out. |
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What's
Your Maximum Mortgage?:This calculator will help you determine your
maximum monthly housing payment and the resulting mortgage amount. |
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Will
Buying Points Save You Money?:This calculator helps you determine if
you should pay for points, or use the money to increase your down
payment. |
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TripleCalc:
FREE Software Download: TripleCalc lets you compare three loans at one
time for your property or other Texas real estate |
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Top National Real Estate Web
Sites: Real Estate Web Sites that include some unique sources of realty
information, listings, and more |
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Ask
Anything: Ask Kathy Brown anything real estate |
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NUMBER1EXPERTS: List of all the NUMBER1EXPERT real
estate agents and realty professionals and brokers in the USA and Canada with
links to their personal web sites with homes for sale |
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Real Estate
Tips: Kathy Brown's realty library of real estate tips and advice on
everything from preparing your home for sale to negotiating with home buyers to
escrow, closing costs, property inspections, and mortgage brokers |
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Real Estate Trivia:
Kathy Brown's collection of real estate trivia questions and answers
that include real estate topics such as the most expensive home, largest
swimming pool, and more |
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Real Estate Dictionary:
Complete real estate dictionary and glossary of realty words you'll use
when you list and sell your North Dallas, Carrollton, Lewisville, Flower Mound,
Coppell and Plano property in Texas, including legal terms definitions, and
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Financing Your Home >Qualifying Guidelines
It may be difficult to qualify for a home mortgage loan. As a buyer, you may find the perfect home, but finding the perfect financing might become elusive. After you complete the application process, your lender may turn you down, which is an upsetting development for any prospective homebuyer. What can be done to remedy such a setback?
The answer depends on why you were turned down. If your income is too low to satisfy one mortgage company, there might be another company with more liberal qualifying guidelines. If you have had credit problems, some lenders may be more willing than others to help you clear them up in a manner that satisfies their underwriters. If your loan runs into problems, sit down with the loan officer and your real estate agent to investigate the possibility of using a different lender. The first company may be able to "assign" the package to a competitor, enabling you to use your same credit report and appraisal. You will need the cooperation of your sellers, too.
While loan rejections are disappointing, they can be resolved.
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| Q |
What is the world's oldest wooden structure?
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| A |
The oldest wooden buildings are the Pagoda, Chumanar Gate and Temple of Horyu in Nara, Japan, dating from A.D. 670.
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See More Real Estate Trivia > |
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